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What source of financial assistance should you explore with a non-licensed out-of-home caregiver?

  1. Child Care and Development Fund

  2. Temporary Assistance for Needy Families (TANF)

  3. State child welfare funds

  4. Social Security benefits

The correct answer is: Temporary Assistance for Needy Families (TANF)

Exploring financial assistance with a non-licensed out-of-home caregiver should involve considering Temporary Assistance for Needy Families (TANF) because this program is specifically designed to assist low-income families in meeting their basic needs. TANF provides financial support and assistance for families with children, which can include those in non-licensed care arrangements. This funding is tailored to help families maintain stability and improve their overall well-being. It may provide financial relief that allows caregivers to better support the children in their care by covering necessary expenses related to housing, food, and other basic living costs. The other options, while they serve important functions, are less relevant for non-licensed out-of-home caregivers. The Child Care and Development Fund typically supports licensed childcare providers and might not apply to informal caregivers. State child welfare funds are generally intended for licensed foster care or specific intervention programs, and Social Security benefits are primarily for individuals with disabilities or retirees rather than a direct source of funding for caregivers.